Personalised funding plans from Truro Diesels
Why not take the stress out of buying a vehicle with a bespoke funding package from TRURODIESELS. In partnership with one of the UK’s specialist lenders we have created a range of tailored products to suit our customers needs and requirements.
Arranging the right funding for your new car can be a real challenge. There’s so much choice out there and it’s often difficult to know if you are getting value for money. So here’s a short list of just some of the many benefits of choosing tailored funding through TRURODIESELS.
Drive away today
Our funding partner deals direct with TRURODIESELS so you don’t have to wait for the cheque to clear. This means that you can take delivery of your new car straight away. It’s simple, safe and convenient. Please note this is only available Monday to Friday.
Fixed cost motoring
Your regular monthly payment does not change during the course of your agreement. This means you know exactly what you have to pay and when you have to pay it.
Easy to arrange
If, like us, you hate holding on the phone to some overseas call centre you will love how easy it is to obtain a monthly payment quotation at TRURODIESELS.
No hidden charges
The documents clearly state what you have to pay for. There are no hidden extras.
What options are available to me (subject to status)?
Choosing the right car goes hand-in-hand with finding the right financial package too and we have a range of products to make your life easier. Our FSA compliant sales team is able to offer tailored funding packages (subject to status). Briefly we can offer (subject to status): -
Hire Purchase
This traditional scheme allows you to buy your car by paying, after the initial deposit, in simple, equal amounts at a fixed rate.
Plan benefits:
- Fixed payments
- At the end of the agreement, you own the car
How does this plan work?
- You decide on your deposit – typically 10% and upwards
- You then choose your repayment period (up to 5 years) to suit your buying needs
- At the end of the agreement the car is yours (you may settle the agreement at any time)
Personal Contract Purchase (PCP)
Similar to Hire Purchase, with the added advantage that the final payment (guaranteed to be the minimum worth of the car subject to normal wear and tear and an agreed mileage) is optional. If you don’t wish to pay you can part exchange or return the car to the finance company.
Plan benefits:
- Lower payments than traditional finance plans
- Ideal if you plan to change cars every 2-3 years
How does this plan work?
- You decide on your deposit – typically 10% and upwards
- You then choose your repayment period (up to 4 years) to suit your buying needs
- You then agree a final payment – taking into consideration the age, mileage and use of the car
At the end of the agreement you pay the final payment before taking ownership of the car (you may settle the agreement at any time).
For more information on the different financing options available for your new car visit the Finance and Leasing Association's website - www.financingyourcar.org.uk.
Frequently Asked Questions
How much will the finance cost?
That depends on how much you want to borrow and over what period you wish to repay the amount borrowed. Simply ask us for a quote.
What interest rate is charged?
This varies as interest rates are always changing. However we have negotiated very competitive rates with our funding partner for our customers.
Do I need a deposit?
Generally yes but don’t forget that any part exchange you have can be used towards your deposit (less any outstanding finance).
How do I apply for finance?
Once you have chosen your car, just ask one of our team to give you a personalised quotation. They can give you the figures there and then.
